User Agreement and Rules Governing Your Use of Our Platform
By accessing or using the sm650 platform, you agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, you must not use our services. Please read this document carefully before registering or placing any bets.
These Terms & Conditions (hereinafter "Terms") constitute a legally binding agreement between you (the "User", "Player", or "you") and sm650 (the "Platform", "Company", "we", "us", or "our") governing your access to and use of the sm650 online betting and casino platform, including all services, games, features, and content offered through the website located at https://sm650.cam (the "Site").
By creating an account, accessing the Site, placing bets, playing games, or using any sm650 services, you expressly acknowledge that you have read, understood, and agree to comply with these Terms in their entirety, as well as our Privacy Policy and Responsible Gaming Policy, which are incorporated herein by reference. If you do not agree to these Terms, you must immediately cease using the sm650 platform and refrain from creating an account.
We reserve the right to modify, amend, or update these Terms at any time without prior notice. Changes will be effective immediately upon posting to the Site, and the "Last Updated" date at the top of this document will be revised accordingly. Your continued use of sm650 services after any changes constitute your acceptance of the revised Terms. We recommend reviewing this page periodically to stay informed of any updates.
For the purposes of these Terms, the following definitions apply:
To use sm650 services, you must meet all of the following eligibility requirements:
You must be at least 21 years of age or the legal age of majority in your jurisdiction, whichever is greater. sm650 operates under strict age verification protocols and strictly prohibits underage gambling. You agree to provide accurate date of birth information during registration, and we reserve the right to request government-issued identification to verify your age at any time. Accounts found to belong to individuals under 21 years of age will be immediately closed, and all funds forfeited.
You must have the legal capacity to enter into binding contracts under the laws of your jurisdiction. You represent and warrant that you are not under any legal disability that would prevent you from entering into this agreement or using online gambling services.
sm650 services are primarily intended for residents of Indonesia. You must be physically located in a jurisdiction where online gambling is legal at the time of accessing our services. It is your sole responsibility to ensure that your use of sm650 complies with all applicable local, state, and national laws in your jurisdiction. We reserve the right to restrict access from certain jurisdictions at our discretion.
Each individual User is permitted to hold only one Account with sm650. Creating multiple accounts (also known as "duplicate accounts" or "multi-accounting") is strictly prohibited and constitutes a material breach of these Terms. If we detect multiple accounts belonging to the same individual, we reserve the right to close all such accounts, void all bets, and forfeit all balances including winnings and bonuses.
sm650 takes responsible gaming seriously. All Users must be 21 years or older. We employ KYC verification procedures requiring government-issued identification (Indonesian KTP) to confirm your age and identity before processing withdrawals. Providing false information during registration or verification is grounds for immediate account termination.
To create an Account, you must complete the registration form on our Site, providing accurate, current, and complete information including your full legal name as it appears on your government identification, valid email address, phone number, date of birth, residential address, and preferred username and password. You agree that all information provided during registration and at all times thereafter will be true, accurate, current, and complete.
Following registration, you must complete our Know Your Customer (KYC) verification process before making withdrawals or accessing certain account features. You will be required to submit clear copies or photographs of the following documents:
KYC verification typically processes within 1-24 hours. We reserve the right to request additional documentation or information at any time to comply with regulatory requirements or prevent fraud. Failure to provide requested documents within a reasonable timeframe may result in account restrictions or closure.
You are solely responsible for maintaining the confidentiality of your username, password, and all activities that occur under your Account. You agree to:
sm650 will never ask you to disclose your password via email, phone, or any other communication method. Any such request should be reported to us immediately and considered a security threat.
You must ensure that your Account information, including contact details and payment information, remains accurate and up-to-date at all times. You can update your information through your Account settings or by contacting customer support. sm650 is not responsible for any issues arising from outdated or incorrect information on your Account.
sm650 accepts deposits via the following payment methods: Bank transfers through BCA (Bank Central Asia), BRI (Bank Rakyat Indonesia), BNI (Bank Negara Indonesia), Bank Mandiri, CIMB Niaga, OCBC NISP, and Bank Danamon; and e-wallet services including OVO, DANA, GoPay, ShopeePay, and LinkAja. All transactions must be conducted in Indonesian Rupiah (IDR). The minimum deposit amount is Rp 50,000, and maximum limits vary by payment method as specified on the deposit page.
Deposits must originate from a payment method registered in your own name. Third-party deposits (payments from accounts not in your name) are strictly prohibited and may result in account suspension and forfeiture of funds. Most deposits process instantly, though some payment methods may take up to 30 minutes. Deposited funds will be credited to your Account balance and available for use immediately upon confirmation.
You may request a withdrawal of your Account balance at any time through your Account dashboard, subject to these Terms and verification of your identity via KYC. Withdrawals can only be processed to a bank account or payment method registered in your name and verified during KYC. We do not permit withdrawals to third-party accounts under any circumstances.
Withdrawal requests are typically processed within 1-24 hours during business hours (09:00-21:00 WIB, Monday through Saturday). Processing may be delayed during weekends, Indonesian public holidays, or if additional verification is required. The minimum withdrawal amount is Rp 100,000. There are no fees charged by sm650 for withdrawals, though your bank or payment provider may impose their own processing fees.
If you have received any Bonus or participated in any promotion, you must fulfill all applicable wagering requirements before requesting a withdrawal. Attempting to withdraw before completing wagering requirements will result in forfeiture of the Bonus and any winnings derived from it. Detailed terms for each promotion are provided at the time of offer and must be read carefully.
sm650 operates under strict anti-money laundering (AML) protocols. You agree that deposits must be wagered at least once before a withdrawal can be processed. Accounts suspected of using sm650 for money laundering or other financial crimes will be suspended, investigated, and reported to relevant authorities if necessary. We reserve the right to request additional documentation, conduct enhanced due diligence, or decline transactions that raise AML concerns.
sm650 may offer Bonuses, promotions, and special offers to Users from time to time, including welcome bonuses, deposit match bonuses, free bets, cashback offers, and loyalty rewards. All Bonuses are subject to specific terms and conditions that will be clearly communicated at the time of the offer.
General conditions applicable to all Bonuses unless otherwise stated:
It is your responsibility to read and understand the specific terms of each Bonus before claiming it. If any aspect of a promotional offer is unclear, please contact customer support for clarification before participating.
All bets placed on sm650 are subject to these Terms and the specific rules of each game or sport. Once a bet is confirmed, it cannot be cancelled, amended, or withdrawn except in cases of obvious error by sm650. You are responsible for ensuring your bets are correct before confirmation. sm650 accepts no liability for bets placed in error by the User.
Sports betting markets are offered on a wide range of sports and events, including but not limited to football, basketball, tennis, badminton, volleyball, and esports. Specific betting rules apply to each sport and are available on our Site. All sports bets are settled according to official results as recognized by the relevant governing body. In the event of abandoned, postponed, or cancelled matches, specific settlement rules will apply as detailed in our sports betting rules.
sm650 reserves the right to void bets on markets affected by obvious errors, including but not limited to incorrect odds, incorrect event information, or technical glitches. Maximum payout limits apply to all bets and are displayed on the bet slip before confirmation.
All casino games and slot machines operate using certified Random Number Generator (RNG) technology to ensure fair and random outcomes. The Return to Player (RTP) percentage for each game is provided in the game information. Game rules, paytables, and bonus features are detailed within each game interface.
Live dealer games are subject to additional rules imposed by the game provider. All decisions made by live dealers are final. In the event of technical disconnection during a live game, the hand or round will be completed according to the provider's disconnection policy, and results will be settled based on the actual outcome.
In the event of a system malfunction, software error, or technical issue affecting game outcomes or bet settlement, sm650 reserves the right to void all affected bets and refund stakes. All game malfunctions void plays and pays. If a game or betting market displays incorrect information (such as wrong odds, wrong scores, or wrong time), sm650 reserves the right to correct the error and resettle bets accordingly.
The following activities are strictly prohibited on the sm650 platform, and engaging in any of them constitutes a material breach of these Terms:
If we determine that you have engaged in any prohibited activity, we reserve the right to immediately suspend or close your Account, void all bets and winnings, forfeit your balance, and report your activities to relevant authorities if warranted. We may also pursue legal action to recover damages.
All content on the sm650 platform, including but not limited to text, graphics, logos, images, software, game designs, user interfaces, audio, video, and data compilations, is the property of sm650 or its licensors and is protected by Indonesian and international intellectual property laws, including copyright, trademark, and patent laws.
The sm650 name, logo, and all related marks are trademarks of sm650. You may not use these trademarks without our prior written permission. The software underlying the sm650 platform and the games offered are licensed to sm650 by third-party providers including Pragmatic Play, Evolution Gaming, NetEnt, Microgaming, Ezugi, Spribe, and others. You are granted a limited, non-exclusive, non-transferable license to access and use the sm650 platform solely for your personal, non-commercial entertainment purposes, subject to these Terms.
You agree not to reproduce, distribute, modify, create derivative works from, publicly display, publicly perform, republish, download, store, or transmit any material from sm650 except as incidentally necessary for normal web browsing or as explicitly permitted by these Terms. Unauthorized use of sm650 content may constitute infringement of intellectual property rights and subject you to civil and criminal penalties.
sm650 provides its platform and services on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free from viruses or other harmful components.
To the maximum extent permitted by law, sm650, its parent companies, subsidiaries, affiliates, officers, directors, employees, agents, licensors, and service providers shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill arising from or related to your use of sm650 services, even if we have been advised of the possibility of such damages.
Our total aggregate liability for any claims arising from your use of sm650 shall not exceed the amount deposited into your Account during the three months preceding the event giving rise to liability, or Rp 5,000,000 IDR, whichever is lower.
This limitation of liability applies to all claims, whether based on contract, tort, strict liability, or any other legal theory. Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability for incidental or consequential damages, so the above limitations may not apply to you in their entirety. In such jurisdictions, our liability will be limited to the maximum extent permitted by law.
You acknowledge that gambling involves risk and you may lose money. You are solely responsible for any decisions you make regarding betting and gaming on sm650. We provide entertainment services; we do not provide financial advice, and gambling should never be considered an investment or a way to make money.
sm650 reserves the right to suspend, restrict, or permanently close your Account at any time, with or without notice, for any reason including but not limited to:
Upon termination for cause (violation of Terms), we reserve the right to forfeit any balance in your Account, including deposits and winnings. Upon termination without cause (such as voluntary closure by you or our business decision), we will refund any remaining balance in your Account after deducting any amounts owed to sm650, provided you have completed all required verifications.
You may request closure of your Account at any time by contacting customer support. Upon voluntary closure, you must withdraw your balance or request a refund. Accounts closed at your request cannot be reopened for a minimum period of 7 days, and accounts closed for responsible gaming reasons cannot be reopened for the self-exclusion period you selected.
Provisions of these Terms that by their nature should survive termination shall survive, including but not limited to intellectual property provisions, limitation of liability, indemnification, and dispute resolution clauses.
These Terms and your use of sm650 services shall be governed by and construed in accordance with the laws of Indonesia, without regard to its conflict of law provisions. Any legal action or proceeding arising from these Terms shall be subject to the exclusive jurisdiction of the courts of Indonesia.
In the event of any dispute, controversy, or claim arising from or relating to these Terms or your use of sm650 services, you agree to first attempt to resolve the matter informally by contacting our customer support team at [email protected]. We will make reasonable efforts to resolve the dispute within 30 days of receiving notice.
If the dispute cannot be resolved through informal negotiation, you agree that any formal dispute shall be resolved through binding arbitration in accordance with the rules of the Indonesian National Board of Arbitration (Badan Arbitrase Nasional Indonesia - BANI), rather than in court. The arbitration shall be conducted in the Indonesian language in Jakarta, Indonesia. The decision of the arbitrator shall be final and binding on both parties.
To the extent permitted by law, you agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action. You waive your right to participate in any class action lawsuit or class-wide arbitration against sm650.
If you have any questions, concerns, or complaints regarding these Terms or sm650 services, please contact our customer support team:
Our customer support team is available 24 hours a day, 7 days a week, including weekends and Indonesian public holidays. Indonesian-speaking representatives are available to assist you in your preferred language.
By using sm650 services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions. Thank you for choosing sm650 as your trusted online betting and casino entertainment platform.
You must be 21 years or older to use sm650. Age verification through KYC is mandatory before withdrawals.
Keep your login credentials confidential. You are responsible for all activity on your account.
All deposits and withdrawals must use payment methods registered in your own name.
Read promotional terms carefully. All bonuses have specific wagering requirements before withdrawal.
Bonus abuse, multiple accounts, and cheating are strictly prohibited and result in account closure.
Contact customer support 24/7 if you have questions about any terms or need assistance.
Our customer support team is ready to help clarify any aspect of these Terms & Conditions